SBI Health Insurance
Individual
Would you believe if we say that the SBI Divyanga Suraksha health insurance plan provides healthcare for people with disability or any pre-existing HI...
Unique Features
- Covers in-patient treatment
- HIV/AIDS cover
- Power against disability
SBI Divyanga Suraksha Policy (Pros)

- Pre and post-hospitalization
- Medical treatment
- Daycare procedures
- Cataract cover
SBI Divyanga Suraksha Policy (Cons)

- Domiciliary hospitalization
- Vaccination
- Health check-ups
- Global coverage
SBI Divyanga Suraksha Policy (Other Benefits)

- Modern treatment cover
- In-patient treatment
- AYUSH care
- PEDs cover
SBI Divyanga Suraksha Policy (Eligibility Criteria)

- Entry age: 18 o 65 years
- SI: 4 & 5 Lakhs
- Initial Waiting Period: 30 days
Individual
Manage Additional Expenses With Hospital Daily Cash Insurance of SBI! SBI Hospital Daily Cash insurance policy takes care of the extra expenses ...
Unique Features
- Daily cash benefit
- Convalescence expenses
- No medical check-up required
SBI Hospital Daily Cash Insurance Plan (Pros)

- Daily cash benefit
- Convalescence benefit
- Multiple plan options
SBI Hospital Daily Cash Insurance Plan (Cons)

- Illegal activities
- Alcoholism
- Obesity
SBI Hospital Daily Cash Insurance Plan (Other Benefits)

- Hospitalization benefits
- ICU hospitalization
- Affordable premiums
SBI Hospital Daily Cash Insurance Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 K
Individual and Family Health Insurance
SBI Arogya Premier Policy is a comprehensive health insurance plan that is designed to protect you and your family from uncertain medical expenses. Th...
Unique Features
- Plan Specifications
- Eligibility
- Inclusions and Exclusions
Arogya Premier Policy (Pros)

- In-patient hospitalization expenses
- Pre and post-hospitalization
- AYUSH treatments
- Maternity expenses
Arogya Premier Policy (Cons)

- Daily hospital cash cover
- Newborn baby cover
- Global coverage
- Compassionate visit unavailable
Arogya Premier Policy (Other Benefits)

- Mental illness cover
- HIV/AIDS cover
- Internal congenital diseases
- Genetic disorders
Arogya Premier Policy (Eligibility Criteria)

- Entry Age: 3 Months to 65 Year
- Sum Insured: 10 to 30 Lakhs
- Initial Waiting Period: 30 days
Individual and Family Health Insurance
SBI Arogya Plus policy is a fixed premium plan that offers financial protection to you and your family during a medical emergency. The plan provides c...
Unique Features
- What is Arogya Plus?
- Know the Eligibility Criteria
- Premiums Sample Illustration
Arogya Plus Policy (Pros)

- OPD cover
- In-patient hospitalization
- Pre & post hospitalization
Arogya Plus Policy (Cons)

- Newborn baby cover
- Vaccination
- Compassionate travel
- Organ donor cover unavailable
Arogya Plus Policy (Other Benefits)

- AYUSH treatment
- Domiciliary hospitalization
- HIV/AIDS cover
- Mental illness cover
Arogya Plus Policy (Eligibility Criteria)

- Entry Age: 3 Months to 65 Years
- Sum Insured: 1/2/3 L
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual and Family Health Insurance
SBI Arogya Top-up Policy is a health insurance top-up policy that is designed to provide additional coverage to policyholders when their standard heal...
Unique Features
- Enhanced coverage
- Eligibility criteria
- Key features
SBI Arogya Top-Up Policy (Pros)

- In-patient hospitalisation
- Pre & post hospitalisation
- Ambulance cover
SBI Arogya Top-Up Policy (Cons)

- Global coverage
- Air ambulance
- Compassionate visit
- OPD cover unavailable
SBI Arogya Top-Up Policy (Other Benefits)

- Organ donor expenses
- Domiciliary treatment
- Modern treatment
SBI Arogya Top-Up Policy (Eligibility Criteria)

- Entry age: 3 months to 65 years
- SI: 1 to 50 Lakhs
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual and Family Health Insurance
SBI Arogya Sanjeevani Policy is a standard health insurance policy that comes with an affordable premium and offers a bucket full of benefits to its p...
Unique Features
- Affordable Health Plan
- Eligibility Criteria
- Inclusions and Exclusions
SBI Arogya Sanjeevani Policy (Pros)

- In-patient hospitalization
- Pre and post-hospitalization care
- ICU expenses
- Daycare treatment
- Up to 12 advanced treatments
SBI Arogya Sanjeevani Policy (Cons)

- Modern treatment unavailable
- OPD not covered
- Domiciliary hospitalization unavailable
SBI Arogya Sanjeevani Policy (Other Benefits)

- Deep Brain Stimulation
- Balloon Sinuplasty
- Oral Chemotherapy
- Intra Vitreal Injections
SBI Arogya Sanjeevani Policy (Eligibility Criteria)

- Entry Age: 18 to 65 Years
- SI: 50K to 1 Lakhs
- Initial waiting period: 30 days
Critical Illness Health Insurance
SBI Critical Illness Insurance Policy offers you financial protection from 13 important critical illnesses, this policy offers a fixed sum, irrespect...
Unique Features
- Coverage for Cancer
- Eligibility Criteria
- Inclusions and Exclusions
SBI Critical Illness Policy (Pros)

- 13 critical illnesses
- COVID- 19 covered
- Air ambulance services
SBI Critical Illness Policy (Cons)

- Maternity cover
- OPD and daycare unavailable
- Global cover unavailable
SBI Critical Illness Policy (Other Benefits)

- Emergency medical cover
- No Maximum age limit
- SI up to 10 L
SBI Critical Illness Policy (Eligibility Criteria)

- Entry age: 5 years to No limit
- SI: 3 to 10 Lakhs
- Initial waiting period: 90 days
Individual
SBI Loan Insurance policy offers comprehensive coverage to the policyholder and helps them to repay their loan in case of medical emergencies arising ...
Unique Features
- Loan repayment benefits
- Plan details
- Inclusions and exclusions
SBI Loan Insurance Policy (Pros)

- Pays out max 3 EMIs
- Pays outstanding loan
- PTD benefits
SBI Loan Insurance Policy (Cons)

- Drug abuse or alcoholism
- HIV/AIDS
- Self-inflicted injury
SBI Loan Insurance Policy (Other Benefits)

- Accidental cover
- Critical illnesses cover
- Loss of job cover
SBI Loan Insurance Policy (Eligibility Criteria)

- Entry Age: 18 to 65 years
- SI: 1 Crore
- Initial waiting period: 90 days
Individual and Family Health Insurance
SBI Arogya Supreme health plan is a diverse health insurance plan that provides a solution for all your healthcare needs. It covers 20 basic covers an...
Unique Features
- Complete protection
- Choose SI
- Choose policy tenure
SBI Arogya Supreme Policy (Pros)

- Domestic Air Ambulance Cover
- Compassionate Benefit
- Recovery Benefit
SBI Arogya Supreme Policy (Cons)

- Automatic restoration
- Maternity cover unavailable
- Newborn baby cover
- 2nd medical opinion not covered
SBI Arogya Supreme Policy (Other Benefits)

- E-Opinion Cover
- Preventive Health Check-up
- Renewal Benefit
SBI Arogya Supreme Policy (Eligibility Criteria)

- Entry age: 18 to 65 years
- Sum Insured 3 L | 5 L | 7.5 L | 10 L | 15 L | 30 L | 40 L | 50 L | 1 Cr
- Policy Term 1/2/3 Years
- Initial Waiting Period 30 Days
Group Health Insurance
SBI Group Health Insurance is a comprehensive plan, as it provides wider coverage to its customers as well as their family members. Group health insur...
Unique Features
- High Sum Insured
- Easy Policy Renewal
- 10% copayment
SBI Group Health Insurance (Pros)

- In-patient hospitalization
- Daycare treatments
- Co-payment clause
SBI Group Health Insurance (Cons)

- Room rent unavailable
- OPD not covered
- Organ donor expenses
- Modern treatment unavailable
SBI Group Health Insurance (Other Benefits)

- Ambulance expenses
- Pre & post-hospitalisation
- Policy renewal benefits
SBI Group Health Insurance (Eligibility Criteria)

- Entry age: 18 to 65 years
- Sum insured: 1 to 5 Lakhs
- Initial waiting period: 30 days
Individual and Family Health Insurance
SBI Health Edge is a newly introduced health insurance plan from SBI Health Insurance which is customizable and is available to insurance holders base...
Unique Features
- Avail Global Treatment
- Multiple Discounts
- 18 Optional Covers
SBI Health Edge Policy (Pros)

- In-patient hospitalization
- Pre and Post-hospitalization
- Daycare treatments
- Emergency ambulance cover
SBI Health Edge Policy (Cons)

- Organ donor
- Compassionate visit
- Domiciliary hospitalization
SBI Health Edge Policy (Other Benefits)

- Bariatric Surgery Cover
- Modern Treatments
- AYUSH Treatments
- Health Check-ups
SBI Health Edge Policy (Eligibility Criteria)

- Entry Age: 18 to 65 Years
- SI: 3 to 25 Lakhs
- Initial waiting period: 30 days
Individual and Family Health Insurance
SBI Super Health Plan is SBI Health Insurance's new comprehensive health insurance plan. The plan is an umbrella health plan that provides all-inclusi...
Unique Features
- Unlimited Re-insure Benefit
- Wellness Benefits
- Annual Health Check-ups
SBI Super Health Insurance Policy (Pros)

- Tax benefit
- Reinsure benefit
- Health multiplier
- Optional covers
SBI Super Health Insurance Policy (Cons)

- Cosmetic treatment
- Injury due to illegal activities
- Unlawful activities
- Adventure sports injuries
SBI Super Health Insurance Policy (Other Benefits)

- OPD expenses
- International treatment
- SI up to 2 Crores
- Flexible premium payments
SBI Super Health Insurance Policy (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Care Health Insurance
Individual and Family Health Insurance
Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...
Unique Features
- High sum insured
- 540+ procedures covered
- Organ donation cover
Arogya Sanjeevani Plan (Pros)

- AYUSH treatment
- Affordable premium
- Lifelong renewability
- Tax benefit
Arogya Sanjeevani Plan (Cons)

- Change of gender treatment
- Obesity treatment unavailable
- Hazardous activity not covered
Arogya Sanjeevani Plan (Other Benefits)

- Modern treatments available
- 50% cumulative bonus
- 30 days pre-hospitalisation
Arogya Sanjeevani Plan (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- 65 years
- SI- 5 L
- Waiting period- 30 days
Individual and Family Health Insurance
Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ra...
Unique Features
- Unlimited E-consultations
- Automatic Restoration
- Wellness Benefits
Care Operation Insurance (Pros)

- Health services
- Air Ambulance cover
- Chemotherapy cover
Care Operation Insurance (Cons)

- Illegal activities
- Alcohol abuse
- Obesity treatments
Care Operation Insurance (Other Benefits)

- Dialysis cover
- Second opinion
- Organ donor cover
Care Operation Insurance (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 50 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Individual and Family Health Insurance
Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...
Unique Features
- High sum insured
- 540+ procedures covered
- Organ donation cover
Care Advantage Plan (Pros)

- No bonus claim up to 50%
- Automatic SI recharge
- Organ donor cover
- Automatic recharge
- High SI
Care Advantage Plan (Cons)

- 20% co-pay
- Obesity treatment unavailable
- Hazardous activity not covered
Care Advantage Plan (Other Benefits)

- Ambulance cover available
- Optional cover available
- Co-pay waiver
- Room rent modification
Care Advantage Plan (Eligibility Criteria)

- Entry age- 91 days
- Max entry age- Lifelong
- SI- 25 L to 6 Cr
- Waiting Period- 30 days
Critical Illness Health Insurance
Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered. Cancer can be defined as distress, hopelessness and loss. There cou...
Unique Features
- Wide SI options
- Lifelong renewability
- Cancer-related global coverage
Cancer Mediclaim Policy (Pros)

- Annual health checkup
- Chemo and radiotherapy cover
- Air ambulance cover
- Chemo and radio therapy
- Organ donor cover
Cancer Mediclaim Policy (Cons)

- Change of gender treatment
- Obesity treatment unavailable
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Cancer Mediclaim Policy (Other Benefits)

- International second opinion
- Doctor on call
- Air ambulance cover
- OPD cover
Cancer Mediclaim Policy (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- 50 years
- SI- 10 L to 2 Cr
- Waiting Period- 30 days
Accident Health Insurance
Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental...
Unique Features
- PTD & PPD cover
- Cover for child education
- 100% accidental death payout
Care Secure Personal Accident (Pros)

- Accidental death
- Accidental total disablement
- Permanent total disablement
Care Secure Personal Accident (Cons)

- Illegal activities
- Alcohol abuse
- Obesity treatment
Care Secure Personal Accident (Other Benefits)

- Accidental hospitalisation
- Tax benefits
- Loyalty benefit
Care Secure Personal Accident (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...
Unique Features
- Unlimited E-consultations
- Automatic Restoration
- Wellness Benefits
Care Supreme Plan (Pros)

- Modern treatments
- Renewal discounts
- Unlimited e-consultation
Care Supreme Plan (Cons)

- Illegal activities
- alcohol abuse
- obesity treatments
Care Supreme Plan (Other Benefits)

- Ambulance cover
- Doctor on chat
- Maternity care
Care Supreme Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No age limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
Free yourself from the worries of healthcare. As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. Thi...
Unique Features
- Additional health checkups
- Dialysis cover
- No pre-medical check-up
Care Freedom Health Insurance Plan (Pros)

- No pre-policy checkup needed
- Dialysis cover available
- Annual health checkup
Care Freedom Health Insurance Plan (Cons)

- Change of gender treatment
- Obesity treatment
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Care Freedom Health Insurance Plan (Other Benefits)

- Cashless healthcare
- No pre-policy check up
- SI recharge
- Lifelong renewability
Care Freedom Health Insurance Plan (Eligibility Criteria)

- 2 plan variants
- Consumable allowance
- Annual health check-up
- Long term discounts
Critical Illness Health Insurance
Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-faci...
Unique Features
- 32 Critical illnesses cover
- Dialysis expenses covered
- Avail psychiatric counselling
Care Critical Mediclaim (Pros)

- Wellness benefits
- Organ donor cover
- 32 CI covered
Care Critical Mediclaim (Cons)

- Obesity treatment
- alcohol abuse
- illegal activities
Care Critical Mediclaim (Other Benefits)

- Global coverage
- International opinion
- Doctor on call
Care Critical Mediclaim (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 50 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Senior Citizen Health Insurance
Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured tha...
Unique Features
- No pre-policy check-up
- Annual rewards available
- Reduction in wait period
Care Senior (Pros)

- Affordable premiums
- Day care treatments
- ICU charges
Care Senior (Cons)

- Illegal activites
- Adventure sports
- Alcohol abuse
Care Senior (Other Benefits)

- No-claim bonus
- Second opinion
- Alternative treatments
Care Senior (Eligibility Criteria)

- Min entry age: 61 Years
- Max entry age: No Limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...
Unique Features
- No claim bonus up to 100%
- Annual health check-ups
- Personal accident cover
Care Plan (Pros)

- In-built maternity cover
- No upper age limit for enrollment
- Coverage for modern treatment
- Pre-existing diseases
Care Plan (Cons)

- War
- Riot
- AIDS
- Miscarriage
- Congenital disease
Care Plan (Other Benefits)

- Lifelong renewability
- ICU charges
- Day care treatment
- Ambulance cover
- Organ donor cover
Care Plan (Eligibility Criteria)

- Min entry age: 91 days
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 6 Cr
Women Health Insurance
An ideal combination of hospitalization and maternity care. Care Joy health insurance is designed specifically for expecting mothers and their newborn...
Unique Features
- Newborn baby cover
- 541 Daycare treatments
- Modern treatments cover
Care Joy Plan (Pros)

- 2 Plan variants
- New born cover
- Maternity cover
Care Joy Plan (Cons)

- Illegal activities
- Alcohol abuse
- Ambulance cover
Care Joy Plan (Other Benefits)

- No claim bonus
- Renewal
- Lifelong renewability
Care Joy Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Family
A top-up plan based on policy deductible principle Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage ...
Unique Features
- Flexible deductible
- Modern treatments
- No pre-medical check-ups
Care Enhance Plan (Pros)

- Covers modern treatment
- Flexible options of deducton
- No pre-policy medical test
- Annual health check-up
- Floater option
Care Enhance Plan (Cons)

- Change of gender treatments
- Obesity treatment unavailable
- HIV/AID not covered
Care Enhance Plan (Other Benefits)

- High sum insured
- Organ donor expenses
- Expert opinion cover
- Cashless treatment
Care Enhance Plan (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- No age limit
- SI- 1 L to 55 L
- Waiting period- 30 days
Family
Get coverage based on your residential zone. Care Classic health insurance is a family floater health plan ideal for married couples, joint families, ...
Unique Features
- IVF treatment cover
- Free doctor consultation
- Discounted premiums
Care Classic (Pros)

- Room rent covered
- Day care treatment
- Advanced technology methods
- ICU charges
Care Classic (Cons)

- Global coverage
- Air ambulance
- Vaccination
- Daily hospital cash
Care Classic (Other Benefits)

- AYUSH treatment
- IVF treatment
- Cataract
- No claim bonus
Care Classic (Eligibility Criteria)

- Min. entry age: 18 Years
- Max. entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive...
Unique Features
- Comprehensive coverage
- No upper age limit
- Variants on Sum Insured
Care Plus Plan (Pros)

- Ambulance cover
- Day care treatments
- Domiciliary hospitalization
Care Plus Plan (Cons)

- Illegal activities
- alcohol abuse
- obesity treatment
Care Plus Plan (Other Benefits)

- Personal accident cover
- Inflation shield
- Health services
Care Plus Plan (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Critical Illness Health Insurance
Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like Active heart health check-ups...
Unique Features
- Coverage for OPD
- Home care available
- International 2nd opinion
Care Heart Plan (Pros)

- Cardiac health check up
- Second medical opinion
- Automatic SI restoration
- Lifelong cover
Care Heart Plan (Cons)

- Change of gender treatment
- Obesity treatment unavaialable
- Hazardous activity not covered
- HIV/AIDS not covered
Care Heart Plan (Other Benefits)

- OPD care
- Home care
- International 2nd opinion
- Automatic recharge
- High SI
Care Heart Plan (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- No age limit
- SI- 3 to 10 L
- Waiting period- 30 days
Individual and Family Health Insurance
The Ultimate Care health insurance plan by Care Health is designed to provide comprehensive coverage to the policyholder with a range of benefits. Thi...
Unique Features
- Moneyback benefits
- Newborn coverage
- Medi vouchers
Care Ultimate Care Plan (Pros)

- Ambulance cover
- Discounts
- Loyalty boost
- New born cover
Care Ultimate Care Plan (Cons)

- OPD not covered
- Cosmetic surgeries
- Congenital diseases
Care Ultimate Care Plan (Other Benefits)

- MedVoucher
- Cumulative bonus
- Doctor on chat
Care Ultimate Care Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.