Star Care Insurance Policy

Star Health Care Insurance policy is a health plan provided by Star Health and Allied Insurance Co Ltd. It is a very popular health plan that provides complete health protection to the insured. There is no third party administrator, hence you can avail the benefit of quick claim settlement in house. It carries a network of around 7800 top hospitals all over India. This plan covers room charges, ICU charges, pre-hospitalization expenses, post hospitalization expenses, cost of medicines, surgeon fees, ambulance charge and much more.

Benefits and Features

There are many benefits associated with this plan such as:

• Direct in house claims settlement, no third party interference.
• Cashless facility
• Network of more than 7800 hospitals across India.
• Medical consultation over phone
• Health records in electronic format

Expert View

The Star Care Insurance Plan is an effective insurance policy as it covers most of the essential features such as hospitalization cover, pre- existing diseases cover, pre & post hospitalization, cashless benefit. It has tie-ups with more than 7800 hospitals nationwide, direct in house claim clearance and much more. Moreover, it covers ICU charges as well and 405 day care treatment.

What it covers?

This is one such plan of Star Health which covers several healthcare expenses such as medical management, cataract, major disease, accidental injuries.

• Covers room, boarding, nursing expenses at Rs.750/- per day (0.75% of the sum insured) whether it is private or shared accommodation.
• Ambulance expenses in case of emergency transportation upto Rs.500/- per hospitalization and on the whole limit of Rs.1000/- per policy period.
• Provides Pre Hospitalisation charges upto 30 days before admission.
• Covers Post Hospitalisation charges upto 60 days after getting discharged from the hospital. Medical expenses incurred upto 7% of hospitalization.
• Hospital Cash: Benefit will be paid at the rate of Rs.1000/- per day of hospitalization subject to a maximum of 14 days.

Eligibility

Any person between 18years and 65 years of age can take advantage of this plan. You can renew this policy when you want. This is available in individual and floater medium as well. Children from the age of 2 yrs can be covered with their parents.

It requires basic documents such as age proof, ID proof, passport size photos and address proof.