Care Health Insurance
Individual and Family Health Insurance
Arogya Sanjeevani was first introduced by IRDAI (Insurance Regulatory and Development Authority of India) in the year 2020 to provide a standard and a...
Unique Features
- High sum insured
- 540+ procedures covered
- Organ donation cover
Arogya Sanjeevani Plan (Pros)

- AYUSH treatment
- Affordable premium
- Lifelong renewability
- Tax benefit
Arogya Sanjeevani Plan (Cons)

- Change of gender treatment
- Obesity treatment unavailable
- Hazardous activity not covered
Arogya Sanjeevani Plan (Other Benefits)

- Modern treatments available
- 50% cumulative bonus
- 30 days pre-hospitalisation
Arogya Sanjeevani Plan (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- 65 years
- SI- 5 L
- Waiting period- 30 days
Individual and Family Health Insurance
Care Operation Insurance Plan is designed specifically to offer you surgical operations coverage. A wide range of sum insured options are available ra...
Unique Features
- Unlimited E-consultations
- Automatic Restoration
- Wellness Benefits
Care Operation Insurance (Pros)

- Health services
- Air Ambulance cover
- Chemotherapy cover
Care Operation Insurance (Cons)

- Illegal activities
- Alcohol abuse
- Obesity treatments
Care Operation Insurance (Other Benefits)

- Dialysis cover
- Second opinion
- Organ donor cover
Care Operation Insurance (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 50 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Individual and Family Health Insurance
Care Advantage Health Insurance is an ideal 1 Crore option so that a policyholder's family is adequately covered. Care Advantage health insurance offe...
Unique Features
- High sum insured
- 540+ procedures covered
- Organ donation cover
Care Advantage Plan (Pros)

- No bonus claim up to 50%
- Automatic SI recharge
- Organ donor cover
- Automatic recharge
- High SI
Care Advantage Plan (Cons)

- 20% co-pay
- Obesity treatment unavailable
- Hazardous activity not covered
Care Advantage Plan (Other Benefits)

- Ambulance cover available
- Optional cover available
- Co-pay waiver
- Room rent modification
Care Advantage Plan (Eligibility Criteria)

- Entry age- 91 days
- Max entry age- Lifelong
- SI- 25 L to 6 Cr
- Waiting Period- 30 days
Critical Illness Health Insurance
Worried about cancer in your bloodline? Care Cancer Mediclaim has got you covered. Cancer can be defined as distress, hopelessness and loss. There cou...
Unique Features
- Wide SI options
- Lifelong renewability
- Cancer-related global coverage
Cancer Mediclaim Policy (Pros)

- Annual health checkup
- Chemo and radiotherapy cover
- Air ambulance cover
- Chemo and radio therapy
- Organ donor cover
Cancer Mediclaim Policy (Cons)

- Change of gender treatment
- Obesity treatment unavailable
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Cancer Mediclaim Policy (Other Benefits)

- International second opinion
- Doctor on call
- Air ambulance cover
- OPD cover
Cancer Mediclaim Policy (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- 50 years
- SI- 10 L to 2 Cr
- Waiting Period- 30 days
Accident Health Insurance
Care Secure personal accident policy covers accidental death, permanent and temporary partial/total disability, recovering treatment costs, accidental...
Unique Features
- PTD & PPD cover
- Cover for child education
- 100% accidental death payout
Care Secure Personal Accident (Pros)

- Accidental death
- Accidental total disablement
- Permanent total disablement
Care Secure Personal Accident (Cons)

- Illegal activities
- Alcohol abuse
- Obesity treatment
Care Secure Personal Accident (Other Benefits)

- Accidental hospitalisation
- Tax benefits
- Loyalty benefit
Care Secure Personal Accident (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 70 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 50 L
Individual and Family Health Insurance
Care Supreme is an extensive coverage health insurance plan that safeguards you and your family members without worrying about your future healthcare ...
Unique Features
- Unlimited E-consultations
- Automatic Restoration
- Wellness Benefits
Care Supreme Plan (Pros)

- Modern treatments
- Renewal discounts
- Unlimited e-consultation
Care Supreme Plan (Cons)

- Illegal activities
- alcohol abuse
- obesity treatments
Care Supreme Plan (Other Benefits)

- Ambulance cover
- Doctor on chat
- Maternity care
Care Supreme Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: No age limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
Free yourself from the worries of healthcare. As the name suggests, Care Freedom is the plan that allows you to be worry-free in every situation. Thi...
Unique Features
- Additional health checkups
- Dialysis cover
- No pre-medical check-up
Care Freedom Health Insurance Plan (Pros)

- No pre-policy checkup needed
- Dialysis cover available
- Annual health checkup
Care Freedom Health Insurance Plan (Cons)

- Change of gender treatment
- Obesity treatment
- HIV/AIDS not covered
- Cosmetic surgery unavailable
Care Freedom Health Insurance Plan (Other Benefits)

- Cashless healthcare
- No pre-policy check up
- SI recharge
- Lifelong renewability
Care Freedom Health Insurance Plan (Eligibility Criteria)

- 2 plan variants
- Consumable allowance
- Annual health check-up
- Long term discounts
Critical Illness Health Insurance
Critical Mediclaim Care health insurance policy gives you protection against 32 defined critical illnesses based on an indemnity plan. This super-faci...
Unique Features
- 32 Critical illnesses cover
- Dialysis expenses covered
- Avail psychiatric counselling
Care Critical Mediclaim (Pros)

- Wellness benefits
- Organ donor cover
- 32 CI covered
Care Critical Mediclaim (Cons)

- Obesity treatment
- alcohol abuse
- illegal activities
Care Critical Mediclaim (Other Benefits)

- Global coverage
- International opinion
- Doctor on call
Care Critical Mediclaim (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: 50 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 2 Cr
Senior Citizen Health Insurance
Care Senior Citizen is specially designed to offer coverage for individuals above 60 years of age. It offers flexibility to choose the sum insured tha...
Unique Features
- No pre-policy check-up
- Annual rewards available
- Reduction in wait period
Care Senior (Pros)

- Affordable premiums
- Day care treatments
- ICU charges
Care Senior (Cons)

- Illegal activites
- Adventure sports
- Alcohol abuse
Care Senior (Other Benefits)

- No-claim bonus
- Second opinion
- Alternative treatments
Care Senior (Eligibility Criteria)

- Min entry age: 61 Years
- Max entry age: No Limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Individual and Family Health Insurance
Single health insurance to cover all family members. Care health insurance plan is a comprehensive medical policy for individuals and families. It is ...
Unique Features
- No claim bonus up to 100%
- Annual health check-ups
- Personal accident cover
Care Plan (Pros)

- In-built maternity cover
- No upper age limit for enrollment
- Coverage for modern treatment
- Pre-existing diseases
Care Plan (Cons)

- War
- Riot
- AIDS
- Miscarriage
- Congenital disease
Care Plan (Other Benefits)

- Lifelong renewability
- ICU charges
- Day care treatment
- Ambulance cover
- Organ donor cover
Care Plan (Eligibility Criteria)

- Min entry age: 91 days
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 6 Cr
Women Health Insurance
An ideal combination of hospitalization and maternity care. Care Joy health insurance is designed specifically for expecting mothers and their newborn...
Unique Features
- Newborn baby cover
- 541 Daycare treatments
- Modern treatments cover
Care Joy Plan (Pros)

- 2 Plan variants
- New born cover
- Maternity cover
Care Joy Plan (Cons)

- Illegal activities
- Alcohol abuse
- Ambulance cover
Care Joy Plan (Other Benefits)

- No claim bonus
- Renewal
- Lifelong renewability
Care Joy Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 5 L
Family
A top-up plan based on policy deductible principle Care Enhance is a super top-up health insurance plan that provides extra health insurance coverage ...
Unique Features
- Flexible deductible
- Modern treatments
- No pre-medical check-ups
Care Enhance Plan (Pros)

- Covers modern treatment
- Flexible options of deducton
- No pre-policy medical test
- Annual health check-up
- Floater option
Care Enhance Plan (Cons)

- Change of gender treatments
- Obesity treatment unavailable
- HIV/AID not covered
Care Enhance Plan (Other Benefits)

- High sum insured
- Organ donor expenses
- Expert opinion cover
- Cashless treatment
Care Enhance Plan (Eligibility Criteria)

- Entry age- 5 years
- Max entry age- No age limit
- SI- 1 L to 55 L
- Waiting period- 30 days
Family
Get coverage based on your residential zone. Care Classic health insurance is a family floater health plan ideal for married couples, joint families, ...
Unique Features
- IVF treatment cover
- Free doctor consultation
- Discounted premiums
Care Classic (Pros)

- Room rent covered
- Day care treatment
- Advanced technology methods
- ICU charges
Care Classic (Cons)

- Global coverage
- Air ambulance
- Vaccination
- Daily hospital cash
Care Classic (Other Benefits)

- AYUSH treatment
- IVF treatment
- Cataract
- No claim bonus
Care Classic (Eligibility Criteria)

- Min. entry age: 18 Years
- Max. entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 15 L
Individual and Family Health Insurance
Care Plus health insurance is a complete healthcare plan that is loaded with features and protects you and your family. Care Plus offers comprehensive...
Unique Features
- Comprehensive coverage
- No upper age limit
- Variants on Sum Insured
Care Plus Plan (Pros)

- Ambulance cover
- Day care treatments
- Domiciliary hospitalization
Care Plus Plan (Cons)

- Illegal activities
- alcohol abuse
- obesity treatment
Care Plus Plan (Other Benefits)

- Personal accident cover
- Inflation shield
- Health services
Care Plus Plan (Eligibility Criteria)

- Min entry age: 5 Years
- Max entry age: No limit
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Critical Illness Health Insurance
Care Heart is a unique plan launched by Care Health Insurance that provides the flexibility to choose from benefits like Active heart health check-ups...
Unique Features
- Coverage for OPD
- Home care available
- International 2nd opinion
Care Heart Plan (Pros)

- Cardiac health check up
- Second medical opinion
- Automatic SI restoration
- Lifelong cover
Care Heart Plan (Cons)

- Change of gender treatment
- Obesity treatment unavaialable
- Hazardous activity not covered
- HIV/AIDS not covered
Care Heart Plan (Other Benefits)

- OPD care
- Home care
- International 2nd opinion
- Automatic recharge
- High SI
Care Heart Plan (Eligibility Criteria)

- Entry age- 18 years
- Max entry age- No age limit
- SI- 3 to 10 L
- Waiting period- 30 days
Individual and Family Health Insurance
The Ultimate Care health insurance plan by Care Health is designed to provide comprehensive coverage to the policyholder with a range of benefits. Thi...
Unique Features
- Moneyback benefits
- Newborn coverage
- Medi vouchers
Care Ultimate Care Plan (Pros)

- Ambulance cover
- Discounts
- Loyalty boost
- New born cover
Care Ultimate Care Plan (Cons)

- OPD not covered
- Cosmetic surgeries
- Congenital diseases
Care Ultimate Care Plan (Other Benefits)

- MedVoucher
- Cumulative bonus
- Doctor on chat
Care Ultimate Care Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
ManipalCigna Health Insurance
Individual and Family Health Insurance
ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...
Unique Features
- Avail Add-On Covers
- Optional Benefits Available
- High SI Options
ManipalCigna ProHealth Protect Plan (Pros)

- Newborn Baby and Maternity Cover
- Health Maintainance Benefit
- AYUSH Cover
ManipalCigna ProHealth Protect Plan (Cons)

- Compassionate travel
- Vaccination expenses
- E-consultation
ManipalCigna ProHealth Protect Plan (Other Benefits)

- Daycare treatment
- Domiciliary treatment
- OPD cover
ManipalCigna ProHealth Protect Plan (Eligibility Criteria)

- Entry age: 18 years to No limit
- SI: 2.5 L to 50 L
- Initial waiting period: 30 days
- Policy term: 1/2/3 years
Individual and Family Health Insurance
The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...
Unique Features
- Suitable for New Couples
- Family Planning Coverage
- Maternity & Newborn Cover
ManipalCigna ProHealth Plus (Pros)

- Maternity & new-born benefits
- Modern treatment
- 500+ daycare procedures
- Listed critical illnesses
ManipalCigna ProHealth Plus (Cons)

- IVF not covered
- E-consultation
- Compassionate travel
ManipalCigna ProHealth Plus (Other Benefits)

- Organ donor expenses
- Worldwide coverage
- In-patient hospitalization
- Out-patient hospitalization
ManipalCigna ProHealth Plus (Eligibility Criteria)

- Entry age: 18 years to No max limit
- SI: 4.5 L to 50 L
- Initial waiting period: 30 days
- Policy term: 1/2/3 years
Senior Citizen Health Insurance
We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...
Unique Features
- Modern treatment cover
- Low waiting periods
- Room category flexibility
ManipalCigna Prime Senior Plan (Pros)

- Daily cash for shared accommodation
- Air ambulance
- Domestic second opinion
- Unlimited 100% SI restoration
ManipalCigna Prime Senior Plan (Cons)

- OPD cover
- Maternity and newborn cover
- Compassionate travel
ManipalCigna Prime Senior Plan (Other Benefits)

- Any room upgradation
- Unlimited SI restoration
- PEDs waiting period reduction
- Domestic second opinion (Elite)
ManipalCigna Prime Senior Plan (Eligibility Criteria)

- Entry age: 56 to 75 years
- SI: 3 to 50 Lakhs
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual and Family Health Insurance
Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...
Unique Features
- 360 Degree Family Coverage
- Additional Wellness Programs
- OPD Charges Covered
ManipalCigna ProHealth Prime Advantage (Pros)

- Bariatric surgery
- Maternity coverage
- Newborn baby cover
- Daily cash benefits
ManipalCigna ProHealth Prime Advantage (Cons)

- Compassionate travel
- Copayment unavailable
- Sub-limits not applicable
ManipalCigna ProHealth Prime Advantage (Other Benefits)

- Air ambulance cover
- OPD available
- Domiciliary hospitalization
ManipalCigna ProHealth Prime Advantage (Eligibility Criteria)

- Entry age: 18 years to no max limit
- SI: 5 L to 1 Cr
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Senior Citizen Health Insurance
A gift of better healthcare for the golden years of life! The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of yo...
Unique Features
- Modern treatment cover
- Flexible health check-ups
- Air ambulance cover
ManipalCigna Prime Senior Elite Plan (Pros)

- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor expense coverage
ManipalCigna Prime Senior Elite Plan (Cons)

- Cataract not covered
- Sports injury cover
- Cosmetic treatment unavailable
- Baldness not covered
- Higher co-pays applicable
ManipalCigna Prime Senior Elite Plan (Other Benefits)

- AYUSH treatment cover
- Second e-opinion covered
- Multiple discounts available
- OPD add-on cover available
- COVID-19 treatment cover
ManipalCigna Prime Senior Elite Plan (Eligibility Criteria)

- Entry age - 56 - 75 years
- SI - INR 5 - 50 Lakhs
- Waiting Period - 30 days
Individual and Family Health Insurance
"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...
Unique Features
- Customizable health benefits
- High-value covers
- Health reward discounts
ManipalCigna Prime Protect Plan (Pros)

- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor cover
ManipalCigna Prime Protect Plan (Cons)

- Adventure sport injuries
- Cosmetic treatment
- Alcoholism/drug abuse
- Self-inflicted injury
ManipalCigna Prime Protect Plan (Other Benefits)

- Optional covers
- Add-ons available
- Unlimited benefits up to SI
- Bariatric surgery cover
- AYUSH treatment cover
ManipalCigna Prime Protect Plan (Eligibility Criteria)

- Child Entry age - 91 days - 25 Years
- Adult Entry Age- 18 Years- No Limit
- SI - INR 3 Lakhs - 1 Crore
- Waiting Period - 30 days
Top Up and Super Top Up
“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...
Unique Features
- Choose any hospital room
- Affordable premiums
- Healthcare inflation protection
ManipalCigna Super Top-up Plus Plan (Pros)

- Pre-hospitalization cover
- Post-hospitalization cover
- Modern treatment cover
- AYUSH hospitalization
ManipalCigna Super Top-up Plus Plan (Cons)

- Obesity/ weight control
- Change of gender treatments
- Hazardous or adventure sports
- Maternity not covered
- Newborn baby cover NA
ManipalCigna Super Top-up Plus Plan (Other Benefits)

- Organ donor cover
- Discounts on premium
- 30 days grace period
- Deductible options
ManipalCigna Super Top-up Plus Plan (Eligibility Criteria)

- Entry Age - 91 days
- Max Entry Age - No Limit
- SI - 1 - 30 Lakhs
- Waiting Period - 30 Days
Individual and Family Health Insurance
ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don't prio...
Unique Features
- Worldwide emergency cover
- Premium waiver benefit
- Covers 36 listed critical illnesses
ProHealth Prime Active Plan (Pros)

- Global cover
- Modern treatment
- Second medical opinion
ProHealth Prime Active Plan (Cons)

- OPD cover
- Maternity benefits
- Newborn baby cover
ProHealth Prime Active Plan (Other Benefits)

- In-patient hospitalization
- Daycare procedures
- Organ donor cover
ProHealth Prime Active Plan (Eligibility Criteria)

- Entry age: 18 to 70 years
- SI: 3 to 15 Lakhs
- Waiting period: 30 days
- Policy term: 1/2/3 years
Individual and Family Health Insurance
ManipalCigna ProHealth Select - A health insurance plan that extends coverage in times of need. Life's unpredictable emergencies require your financia...
Unique Features
- Customizable policy
- Reassurance/Premium waiver
- High SI options available
ManipalCigna ProHealth Select Plan (Pros)

- Room rent
- ICU charges
- Pre and post-hospitalisation
- OPD charges
ManipalCigna ProHealth Select Plan (Cons)

- Investigation & evaluation
- Rest/cure/rehabilitation and respite care
- Obesity/weight control
- Dental treatment
ManipalCigna ProHealth Select Plan (Other Benefits)

- Cataract
- No claim bonus
- Automatic restoration
ManipalCigna ProHealth Select Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Senior Citizen Health Insurance
Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...
Unique Features
- Daily hospital cash benefit
- Worldwide cover option
- Multiple discounts available
ManipalCigna ProHealth Cash Plan (Pros)

- Comes in 2 variants
- Sickness hospital cash benefits
- ICU cash benefit
- Worldwide cover
ManipalCigna ProHealth Cash Plan (Cons)

- Breach of law
- Suicide or an attempt to commit suicide
- Alcoholism or drug abuse
- Contamination from Nuclear fuel or radiation
ManipalCigna ProHealth Cash Plan (Other Benefits)

- Option to choose coverage period
- Family discount
- Online renewal discount
- Long-term discount
ManipalCigna ProHealth Cash Plan (Eligibility Criteria)

- Entry age- 91 days to 65 years
- Coverage period- 60/90/180 days
- Sum Insured- INR 500-5000
Individual and Family Health Insurance
Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...
Unique Features
- AYUSH treatment cover
- Covers modern treatments
- Affordable & available for all
ManipalCigna Arogya Sanjeevani Plan (Pros)

- Room rent covered
- ICU charges
- Pre-hospitalisation
- Daycare treatment
ManipalCigna Arogya Sanjeevani Plan (Cons)

- Breach of law
- Hazardous or adventure sports
- Contamination from Nuclear fuel/radiation
- Unproven treatments
ManipalCigna Arogya Sanjeevani Plan (Other Benefits)

- AYUSH treatment
- Modern treatment
- Cataract
ManipalCigna Arogya Sanjeevani Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Accident Health Insurance
Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...
Unique Features
- Lump sum payout
- Dependent children cover
- Loss of income benefit
ManipalCigna Lifestyle Protection Accident Care Plan (Pros)

- Accidental death covered
- Permanent total disability
- Education fund
- Emergency ambulance cover
ManipalCigna Lifestyle Protection Accident Care Plan (Cons)

- Any PEDs
- Suicide or an attempt at suicide
- Intentional self-injury
- Breach of law
ManipalCigna Lifestyle Protection Accident Care Plan (Other Benefits)

- Burns cover
- Broken bones benefit
- Temporary total disability
ManipalCigna Lifestyle Protection Accident Care Plan (Eligibility Criteria)

- Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
- Sum Insured: INR 50
- 000 - 10 Crores
- Accidental injury/death: Day 1
Individual and Family Health Insurance
ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...
Unique Features
- Know About the Plan & its Variants
- Explore the Features & Eligibility
- Inclusions and Exclusions
ManipalCigna ProHealth Plan (Pros)

- Pre-hospitalisation
- Post-hospitalisation
- Unlimited teleconsultation
- Daily hospitalcash
- SI restoration benefit
ManipalCigna ProHealth Plan (Cons)

- Obesity weight control
- Change of gender treatments
- Breach of law
ManipalCigna ProHealth Plan (Other Benefits)

- Cashless claim settlement
- AYUSH treatment
- Trusted insurance provider
ManipalCigna ProHealth Plan (Eligibility Criteria)

- Min entry age: 91 days
- Max entry age: Unlimited
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...
Unique Features
- Boost Your Health Coverage
- Eligibility Criteria and Features
- Inclusions & Exclusions
ManipalCigna Super Top-up Plan (Pros)

- AYUSH treatment
- Modern treatment cover
- Organ donor expenses
ManipalCigna Super Top-up Plan (Cons)

- Maternity cover
- Global cover
- No OPD cover
- Domiciliary care unavailable
ManipalCigna Super Top-up Plan (Other Benefits)

- In-patient hospitalization
- Pre & post-hospitalization
- Daycare procedures cover
ManipalCigna Super Top-up Plan (Eligibility Criteria)

- Entry age: 18 years to no age bar
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
- SI: 3 to 30 Lakhs
Individual and Family Health Insurance
Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...
Unique Features
- Know About the Plan & its Variants
- Explore the Features & Eligibility
- Inclusions and Exclusions
ManipalCigna Lifetime Health Plan (Pros)

- Covers the treatment cost of HIV/AIDS and STD
- Covers mental illness
- You can opt for global coverage
ManipalCigna Lifetime Health Plan (Cons)

- Vaccination not covered
- IVF treatment not covered
- Air ambulance not covered
ManipalCigna Lifetime Health Plan (Other Benefits)

- You can opt for deductibles
- Air ambulance covered
- Domestic and international coverage
ManipalCigna Lifetime Health Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 3 Crore
Individual and Family Health Insurance
ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...
Unique Features
- Comprehensive coverage
- High sum insured
- Customized benefits
ManipalCigna ProHealth Prime Plan (Pros)

- Annual health check up
- Domestic second opinion
- Switch off benefit
- Premium waiver benefits
- OPD expense covered
ManipalCigna ProHealth Prime Plan (Cons)

- Optional deductibles
- 10% co-payment
- PED 2-year waiting period
- Long waiting period
ManipalCigna ProHealth Prime Plan (Other Benefits)

- Domiciliary hospitalisation
- Air ambulance cover
- Cumulative bonus booster
- CI add on cover
- SI restoration
ManipalCigna ProHealth Prime Plan (Eligibility Criteria)

- Min entry age: 91 days
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Group Health Insurance
ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...
Unique Features
- Avail Critical Illness Cover
- High Sum Assured
- Optional Covers
ManipalCigna Pro Health Group Plan (Pros)

- Avail Critical Illness Cover
- High Sum Assured
- Optional Covers Available
ManipalCigna Pro Health Group Plan (Cons)

- Injuries due to unlawful activities
- Obesity
- Cosmetic surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
ManipalCigna Pro Health Group Plan (Other Benefits)

- Donor expenses cover
- AYUSH treatment cover
- Daily Cash Benefits
- Critical illness cover
- Personal accident cover
ManipalCigna Pro Health Group Plan (Eligibility Criteria)

- Min entry age: Day 1
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...
Unique Features
- CI Cover
- Eligibility & Features
- 30 CI Cover
Critical Care Plan (Pros)

- 15 or 30 major illnesses
- Medical second opinion
- Online wellness program
Critical Care Plan (Cons)

- No daily cash benefit
- In-patient hospitalization
- OPD unavailable
- Daycare procedures
Critical Care Plan (Other Benefits)

- Basic & advanced add-on cover benefits
- Organ donor expenses
Critical Care Plan (Eligibility Criteria)

- Entry age: 18 to 65 years
- SI: 1 L to 25 Cr
- Policy term: 1/2/3 years
- Waiting period: 90 days
Individual and Family Health Insurance
'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...
Unique Features
- Comprehensive coverage
- High sum insured
- Customized benefits
ManipalCigna Sarvah Plan (Pros)

- Coverage for major illness
- Reduced waiting period for pre-existing diseases
- Unlimited restoration
- Surplus benefits
ManipalCigna Sarvah Plan (Cons)

- Maternity benefit not covered
- No global coverage
- Daily hospital cash not covered
ManipalCigna Sarvah Plan (Other Benefits)

- Tatkal benefit
- Comprehensive personal accident cover
- Gullak and Sarathi benefits
ManipalCigna Sarvah Plan (Eligibility Criteria)

- Entry Age -91 days
- Maximum Entry Age - No Limit
- SI - Up to 3 Crore
- Waiting Period - 30 days
Quick and Free Quick Comparison with Other Insurers

Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.