Niva Bupa Health Insurance
Critical Illness Health Insurance
Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical i...
Unique Features
- Features and Benefits
- Eligibility and Coverage
- Need For Critical Illness Plans?
Niva Bupa Critical Illness (Pros)

- Covers 20 critical illness
- Accident care benefits
- Direct claim settlement
Niva Bupa Critical Illness (Cons)

- Cosmetic procedures not covered
- Self-harm not covered
- Obesity-related treatments not covered
Niva Bupa Critical Illness (Other Benefits)

- Cataract treatments
- Domestic emergency evacuation
- Compassionate travel
Niva Bupa Critical Illness (Eligibility Criteria)

- Entry age: 18 - 65 Years
- SI: 5 L - 5 Cr
- Policy Term: 1/2/3 Years
- Initial Waiting Period: 90 Days
Individual and Family Health Insurance
"Introducing a health insurance that rewards you for starting young." A plan that allows you to go for overseas treatment. Several health insurance p...
Unique Features
- Global Treatment
- Provides Maternity Cover
- Lock the Clock
Niva Bupa Aspire Plan (Pros)

- Overseas treatment coverage
- Booster benefit
- Covers organ donor transplant
- Second medical opinion
- Teleconsultation
Niva Bupa Aspire Plan (Cons)

- No suicide cover
- No war injury cover
- Baby food & utility charges excluded
- Laundry charges excluded
- No certificate charges
Niva Bupa Aspire Plan (Other Benefits)

- 4 unique variants of the plan
- Cash-bag benefit
- WellConsult OPD Wallet
- Cashless claim settlement
- AYUSH Treatment
Niva Bupa Aspire Plan (Eligibility Criteria)

- Entry age - 18 years
- Max entry age - No age limit
- SI - INR 3L to 1 Cr
- Waiting Period - 30 days
Individual and Family Health Insurance
With all the haze of 'this policy is not gonna work for every medical emergency', don't get fooled again. Niva Bupa Arogya Sanjeevani health policy is...
Unique Features
- COVID-19 treatment coverage
- Pre and post-hospitalisation cover
- Lower co-pay on your claims
Niva Bupa Arogya Sanjeevani Policy (Pros)

- COVID-19 coverage
- Cumulative bonus
- AYUSH treatment
- Room rent cover
- Preventive health check-ups
Niva Bupa Arogya Sanjeevani Policy (Cons)

- No maternity cover
- COVID-19 care not covered
- Home care treatment is not covered
- OPD not covered
- Ambulance cover not available
Niva Bupa Arogya Sanjeevani Policy (Other Benefits)

- Individual & family floater plan
- Cashless claim settlement
- Upto 2 Cr SI
- Premiums are affordable
Niva Bupa Arogya Sanjeevani Policy (Eligibility Criteria)

- Min. Entry Age - 3 Months - 25 Years
- Adult Entry Age - 18 - 65 Years
- SI - 50000 - 10 L
- Initial Waiting Period - 30 Days
Top Up and Super Top Up
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...
Unique Features
- Get covered for HIV/AIDS
- Loyalty addition of 5% on SI
- Discounts on pharmacy and diagnostic services
Niva Bupa Health Recharge (Pros)

- Loyalty addictions up to 50%
- Pharmacy and diagnostic services
- Personal accident cover
- Easy plan convertibility
- Easy plan convertibility
- Day care treatment coverage
Niva Bupa Health Recharge (Cons)

- Maternity treatment not covered
- Pre-exisiting diseases not covered
- Alcoholism not covered
- Dietary supplements not covered
- No COVID-19 cover
Niva Bupa Health Recharge (Other Benefits)

- Intensive care unit charge
- Domiciliary treatment
- HIV/AIDS treatment covered
- Artificial life maintenance benefits
- Room rent per day up to 1%
Niva Bupa Health Recharge (Eligibility Criteria)

- Min- 18 years
- Max- 65 years
Individual and Family Health Insurance
Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs. There could be several incidences that lead us t...
Unique Features
- Personal accident coverage
- Home health care cover
- Early age AdvantAGE benefit
Niva Bupa GoActive (Pros)

- Pharmacy and diagnostic services
- Domiciliary hospitalisation
- Personal accident benefits
- Refill benefits
- Daily health coaching
Niva Bupa GoActive (Cons)

- Maternity benefit not available
- Adventure sports not covered
- HIV/AIDS not covered
- Cosmetic surgery not covered
- War injuries not covered
Niva Bupa GoActive (Other Benefits)

- Behavioural Assistance Program
- Alternative treatment
- I-Protect options to increase SI
- 2% ICU cover per day. No room rent capping
Niva Bupa GoActive (Eligibility Criteria)

- Min. Entry age- 18 Years
- Max. Entry Age- 65 Years
- SI - 4 - 10 L
- Initial Waiting Period - 30 Days
Individual and Family Health Insurance
Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...
Unique Features
- Lifetime renewability
- Unlimited e-consultations
- Cover for modern treatments
Niva Bupa Super Saver Policy (Pros)

- Annual health check-up included
- Pharmacy and diagnostic services included
- Domiciliary treatment covered
Niva Bupa Super Saver Policy (Cons)

- Investigation and evaluation not included
- Any conflict or disaster not included
- Maternity expenses is excluded
Niva Bupa Super Saver Policy (Other Benefits)

- Lifetime renewability
- Unlimited e-consultations
- Cover for modern treatments
Niva Bupa Super Saver Policy (Eligibility Criteria)

- Min. Entry Age - 18 Years
- Max. Entry Age - 65 Years
- SI - 10.5 L - 1 Cr
- Initial Waiting Period - 30 Days
Individual and Family Health Insurance
Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...
Unique Features
- Unlimited e-consultations
- No Room Rent Capping
- Lifelong Renewability
Niva Bupa Money Saver Plan (Pros)

- All day care procedures covered
- Every claim free year adds up to 20% of base sum insured as bonus
- Accumulated bonus doesn& 039;t reduce even after claim
Niva Bupa Money Saver Plan (Cons)

- Oral or dental treatment not covered
- Cure and rehabilitation not covered
- Incidental diagnostic procedures not covered
Niva Bupa Money Saver Plan (Other Benefits)

Niva Bupa Money Saver Plan (Eligibility Criteria)

- Minimum- 3 Months Maximum- 65 Years
Individual and Family Health Insurance
A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...
Unique Features
- Coverage for Modern Treatments
- Live Healthy Benefit
- Get Personal Accident Coverage
Niva Bupa ReAssure Plan (Pros)

- Booster benefit
- Organ donor transplant
- ReAssure
- Live Healthy Benefit
- Second Medical Opinion
Niva Bupa ReAssure Plan (Cons)

- No OPD Cover
- No Maternity Cover
- No Sleep Disorder Covered
- No Suicide Cover
- No War Injury Cover
Niva Bupa ReAssure Plan (Other Benefits)

- Air Ambulance
- Hospital Cash
- Personal Accident Cover
- Domiciliary hospitalization
- Day care treatment
Niva Bupa ReAssure Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...
Unique Features
- No-claim Bonus up to 100% of SI
- No Room Rent Capping
- Vaccination for Animal Bite
Niva Health Companion (Pros)

- 5% Doctor Discount
- 10% Family discount
- Tenure Discounts of upto 15 %
- Annual Aggregate Deductible
- Home Care Treatments
Niva Health Companion (Cons)

- No OPD Cover
- No Maternity Cover
- Cosmetic Surgery Uncovered
- Specific Diseases after 2 yrs
- No Alcoholism Cover
Niva Health Companion (Other Benefits)

- Air Ambulance
- Modern Treatments
- Vaccination on Animal Bite
- Organ Donor Benefit
- Domiciliary treatments
Niva Health Companion (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Nothing Seems Impossible A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the various fu...
Unique Features
- High Sum Insured
- Lock Your Premiums
- Booster+ Benefit
Niva Bupa Reassure 2.0 Health Plan (Pros)

- Personal accidents covered
- Acute Care
- Emergency Ambulance
- Three Plan variants
- Home Care Treatments
Niva Bupa Reassure 2.0 Health Plan (Cons)

- No OPD Cover
- No Maternity Cover
- No Sleep Disorder Covered
- Pre-Existing Diseases after 3 yrs.
- Alcoholism not covered
Niva Bupa Reassure 2.0 Health Plan (Other Benefits)

- Air Ambulance
- Modern Treatments
- Second Opinion
- Booster Benefit
- Shared Accommodation Benefit
Niva Bupa Reassure 2.0 Health Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - No Age Limit
- SI - 5 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...
Unique Features
- Benefits and Features of Health Premia
- Comparison of Silver Gold and Platinum
- Sample Premium Rates of Plan
Niva Bupa Health Premia Plan (Pros)

- Refill benefit for any illness
- 10% Loyalty Additions in SI
- Tenure Discounts of upto 15 %
- Worldwide Maternity Benefit
- In-patient care
Niva Bupa Health Premia Plan (Cons)

- No OPD Cover
- No HIV/AIDS Covered
- 20% co-payment
- Pre-existing Diseases after 2 yrs
- Treatment for Alcoholism
Niva Bupa Health Premia Plan (Other Benefits)

- Zonal Coverage available
- Pharmacy and diagnostic services
- Opt for additional features
- Living Organ Donor Benefit
- Premium waiver and portability
Niva Bupa Health Premia Plan (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 1 Cr
- Waiting Period - 30 Days
Individual and Family Health Insurance
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...
Unique Features
- Know About Max Bupa Health Pulse Plan
- Eligibility and Age Restrictions
- Learn More About Its Key Features
Niva Bupa Health Pulse (Pros)

- Optional benefits available
- 150% Refill Benefit
- Annual Health Checkup
- Emergency Ambulance
- Living Organ Donor Benefit
Niva Bupa Health Pulse (Cons)

- Conflict and Disaster cases
- 20% co-payment
- No Maternity Benefit
- Cosmetic surgeries
- Treatment for Alcoholism
Niva Bupa Health Pulse (Other Benefits)

- Operation Theatre Coverage
- Modern Treatments
- Personal Accident Cover
- e-Consultation
- Daily Hospital Cash
Niva Bupa Health Pulse (Eligibility Criteria)

- Entry Age - 18 Years
- Max Entry Age - 65 Years
- SI - 3 L to 25
- Waiting Period - 30 Days
Senior Citizen Health Insurance
Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...
Unique Features
- High-sum insured options
- Rewards and loyalty benefits
- Multiple plan variants
Niva Bupa Senior First Plan (Pros)

- High-sum insured options
- Rewards and loyalty benefits
- Multiple plan variants
Niva Bupa Senior First Plan (Cons)

- ICU charges not covered
- OPD coverage not available
- Second medical opinion not available
Niva Bupa Senior First Plan (Other Benefits)

- No sub-limits are applicable for common health conditions
- Waive off co-payment on applying deductibles
- No mandatory pre-issuance medical tests
Niva Bupa Senior First Plan (Eligibility Criteria)

- Min. Entry Age - 61 Years
- Max. Entry Age - 75 Years
- SI - 5 - 25 L
- Initial Waiting Period - 30 Days
Individual and Family Health Insurance
Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...
Unique Features
- Child Education
- Funeral Expenses Cover
- TTD/PTD Cover
Personal Accident Care Plan (Pros)

- Child education benefit
- Funeral expenses covered
- Total and partial disability covered
Personal Accident Care Plan (Cons)

- Adventure sports not covered
- No coverage for cosmetic procedures
- Self-harm not covered
Personal Accident Care Plan (Other Benefits)

- Lifetime renewability offered
- Long-term discounts
- High sum insured options
Personal Accident Care Plan (Eligibility Criteria)

- Min. Entry Age - 18 Years
- Max. Entry Age - 65 Years
- SI - 5 L - 5 Cr
- Initial Waiting Period - 30 Days
Critical Illness Health Insurance
CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! The critical illness can be contagi...
Unique Features
- Enhanced Coverage
- Eligibility
- Sample Premium
Niva Bupa Criti Care Plan (Pros)

- 20 critical illnesses covered
- Long-term tenure savings
- Different pay-out options
- Tax benefits
- DIrect claim settlement
Niva Bupa Criti Care Plan (Cons)

- Accident death
- No total disability cover
- AIDS not covered
- Child education benefit
- Funeral expenses
Niva Bupa Criti Care Plan (Other Benefits)

- Flexibility plan options
- Surgeon fees covered
- Renewal for life
- Diagnostic Procedures/Therapies
- Prosthetic implants covered
Niva Bupa Criti Care Plan (Eligibility Criteria)

- Min- 18 years
- Max- 65 years
Individual and Family Health Insurance
The Niva Bupa Rise Plan introduces a new era of health insurance, combining essential coverage with unique advantages. Specifically designed for the m...
Unique Features
- Affordable premiums
- Add-on coverage
- Flexi-pay benefit
Niva Bupa Rise Plan (Pros)

- Modern treatment covered
- Unlimited digital consultation
- Smart Cash
- Loyalty bonus
Niva Bupa Rise Plan (Cons)

- Investigation and Evaluation
- Rest Cure; rehabilitation and respite care
- Cosmetic or plastic Surgery
- Hazardous or Adventure sports
Niva Bupa Rise Plan (Other Benefits)

- No limit on room rent
- Rise tierd network
- Digital consultation
Niva Bupa Rise Plan (Eligibility Criteria)

- Entry age - 18 years
- Max entry age - No age limit
- SI - INR 5L to 1 Cr
- Waiting Period - 30 days
ManipalCigna Health Insurance
Individual and Family Health Insurance
ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...
Unique Features
- Avail Add-On Covers
- Optional Benefits Available
- High SI Options
ManipalCigna ProHealth Protect Plan (Pros)

- Newborn Baby and Maternity Cover
- Health Maintainance Benefit
- AYUSH Cover
ManipalCigna ProHealth Protect Plan (Cons)

- Compassionate travel
- Vaccination expenses
- E-consultation
ManipalCigna ProHealth Protect Plan (Other Benefits)

- Daycare treatment
- Domiciliary treatment
- OPD cover
ManipalCigna ProHealth Protect Plan (Eligibility Criteria)

- Entry age: 18 years to No limit
- SI: 2.5 L to 50 L
- Initial waiting period: 30 days
- Policy term: 1/2/3 years
Individual and Family Health Insurance
The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...
Unique Features
- Suitable for New Couples
- Family Planning Coverage
- Maternity & Newborn Cover
ManipalCigna ProHealth Plus (Pros)

- Maternity & new-born benefits
- Modern treatment
- 500+ daycare procedures
- Listed critical illnesses
ManipalCigna ProHealth Plus (Cons)

- IVF not covered
- E-consultation
- Compassionate travel
ManipalCigna ProHealth Plus (Other Benefits)

- Organ donor expenses
- Worldwide coverage
- In-patient hospitalization
- Out-patient hospitalization
ManipalCigna ProHealth Plus (Eligibility Criteria)

- Entry age: 18 years to No max limit
- SI: 4.5 L to 50 L
- Initial waiting period: 30 days
- Policy term: 1/2/3 years
Senior Citizen Health Insurance
We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...
Unique Features
- Modern treatment cover
- Low waiting periods
- Room category flexibility
ManipalCigna Prime Senior Plan (Pros)

- Daily cash for shared accommodation
- Air ambulance
- Domestic second opinion
- Unlimited 100% SI restoration
ManipalCigna Prime Senior Plan (Cons)

- OPD cover
- Maternity and newborn cover
- Compassionate travel
ManipalCigna Prime Senior Plan (Other Benefits)

- Any room upgradation
- Unlimited SI restoration
- PEDs waiting period reduction
- Domestic second opinion (Elite)
ManipalCigna Prime Senior Plan (Eligibility Criteria)

- Entry age: 56 to 75 years
- SI: 3 to 50 Lakhs
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Individual and Family Health Insurance
Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...
Unique Features
- 360 Degree Family Coverage
- Additional Wellness Programs
- OPD Charges Covered
ManipalCigna ProHealth Prime Advantage (Pros)

- Bariatric surgery
- Maternity coverage
- Newborn baby cover
- Daily cash benefits
ManipalCigna ProHealth Prime Advantage (Cons)

- Compassionate travel
- Copayment unavailable
- Sub-limits not applicable
ManipalCigna ProHealth Prime Advantage (Other Benefits)

- Air ambulance cover
- OPD available
- Domiciliary hospitalization
ManipalCigna ProHealth Prime Advantage (Eligibility Criteria)

- Entry age: 18 years to no max limit
- SI: 5 L to 1 Cr
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
Senior Citizen Health Insurance
A gift of better healthcare for the golden years of life! The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of yo...
Unique Features
- Modern treatment cover
- Flexible health check-ups
- Air ambulance cover
ManipalCigna Prime Senior Elite Plan (Pros)

- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor expense coverage
ManipalCigna Prime Senior Elite Plan (Cons)

- Cataract not covered
- Sports injury cover
- Cosmetic treatment unavailable
- Baldness not covered
- Higher co-pays applicable
ManipalCigna Prime Senior Elite Plan (Other Benefits)

- AYUSH treatment cover
- Second e-opinion covered
- Multiple discounts available
- OPD add-on cover available
- COVID-19 treatment cover
ManipalCigna Prime Senior Elite Plan (Eligibility Criteria)

- Entry age - 56 - 75 years
- SI - INR 5 - 50 Lakhs
- Waiting Period - 30 days
Individual and Family Health Insurance
"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...
Unique Features
- Customizable health benefits
- High-value covers
- Health reward discounts
ManipalCigna Prime Protect Plan (Pros)

- In-patient hospitalisation
- Daycare treatment
- Domiciliary hospitalisation
- Sum insured restoration
- Organ donor cover
ManipalCigna Prime Protect Plan (Cons)

- Adventure sport injuries
- Cosmetic treatment
- Alcoholism/drug abuse
- Self-inflicted injury
ManipalCigna Prime Protect Plan (Other Benefits)

- Optional covers
- Add-ons available
- Unlimited benefits up to SI
- Bariatric surgery cover
- AYUSH treatment cover
ManipalCigna Prime Protect Plan (Eligibility Criteria)

- Child Entry age - 91 days - 25 Years
- Adult Entry Age- 18 Years- No Limit
- SI - INR 3 Lakhs - 1 Crore
- Waiting Period - 30 days
Top Up and Super Top Up
“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...
Unique Features
- Choose any hospital room
- Affordable premiums
- Healthcare inflation protection
ManipalCigna Super Top-up Plus Plan (Pros)

- Pre-hospitalization cover
- Post-hospitalization cover
- Modern treatment cover
- AYUSH hospitalization
ManipalCigna Super Top-up Plus Plan (Cons)

- Obesity/ weight control
- Change of gender treatments
- Hazardous or adventure sports
- Maternity not covered
- Newborn baby cover NA
ManipalCigna Super Top-up Plus Plan (Other Benefits)

- Organ donor cover
- Discounts on premium
- 30 days grace period
- Deductible options
ManipalCigna Super Top-up Plus Plan (Eligibility Criteria)

- Entry Age - 91 days
- Max Entry Age - No Limit
- SI - 1 - 30 Lakhs
- Waiting Period - 30 Days
Individual and Family Health Insurance
ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don't prio...
Unique Features
- Worldwide emergency cover
- Premium waiver benefit
- Covers 36 listed critical illnesses
ProHealth Prime Active Plan (Pros)

- Global cover
- Modern treatment
- Second medical opinion
ProHealth Prime Active Plan (Cons)

- OPD cover
- Maternity benefits
- Newborn baby cover
ProHealth Prime Active Plan (Other Benefits)

- In-patient hospitalization
- Daycare procedures
- Organ donor cover
ProHealth Prime Active Plan (Eligibility Criteria)

- Entry age: 18 to 70 years
- SI: 3 to 15 Lakhs
- Waiting period: 30 days
- Policy term: 1/2/3 years
Individual and Family Health Insurance
ManipalCigna ProHealth Select - A health insurance plan that extends coverage in times of need. Life's unpredictable emergencies require your financia...
Unique Features
- Customizable policy
- Reassurance/Premium waiver
- High SI options available
ManipalCigna ProHealth Select Plan (Pros)

- Room rent
- ICU charges
- Pre and post-hospitalisation
- OPD charges
ManipalCigna ProHealth Select Plan (Cons)

- Investigation & evaluation
- Rest/cure/rehabilitation and respite care
- Obesity/weight control
- Dental treatment
ManipalCigna ProHealth Select Plan (Other Benefits)

- Cataract
- No claim bonus
- Automatic restoration
ManipalCigna ProHealth Select Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 25 L
Senior Citizen Health Insurance
Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...
Unique Features
- Daily hospital cash benefit
- Worldwide cover option
- Multiple discounts available
ManipalCigna ProHealth Cash Plan (Pros)

- Comes in 2 variants
- Sickness hospital cash benefits
- ICU cash benefit
- Worldwide cover
ManipalCigna ProHealth Cash Plan (Cons)

- Breach of law
- Suicide or an attempt to commit suicide
- Alcoholism or drug abuse
- Contamination from Nuclear fuel or radiation
ManipalCigna ProHealth Cash Plan (Other Benefits)

- Option to choose coverage period
- Family discount
- Online renewal discount
- Long-term discount
ManipalCigna ProHealth Cash Plan (Eligibility Criteria)

- Entry age- 91 days to 65 years
- Coverage period- 60/90/180 days
- Sum Insured- INR 500-5000
Individual and Family Health Insurance
Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...
Unique Features
- AYUSH treatment cover
- Covers modern treatments
- Affordable & available for all
ManipalCigna Arogya Sanjeevani Plan (Pros)

- Room rent covered
- ICU charges
- Pre-hospitalisation
- Daycare treatment
ManipalCigna Arogya Sanjeevani Plan (Cons)

- Breach of law
- Hazardous or adventure sports
- Contamination from Nuclear fuel/radiation
- Unproven treatments
ManipalCigna Arogya Sanjeevani Plan (Other Benefits)

- AYUSH treatment
- Modern treatment
- Cataract
ManipalCigna Arogya Sanjeevani Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 10 L
Accident Health Insurance
Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...
Unique Features
- Lump sum payout
- Dependent children cover
- Loss of income benefit
ManipalCigna Lifestyle Protection Accident Care Plan (Pros)

- Accidental death covered
- Permanent total disability
- Education fund
- Emergency ambulance cover
ManipalCigna Lifestyle Protection Accident Care Plan (Cons)

- Any PEDs
- Suicide or an attempt at suicide
- Intentional self-injury
- Breach of law
ManipalCigna Lifestyle Protection Accident Care Plan (Other Benefits)

- Burns cover
- Broken bones benefit
- Temporary total disability
ManipalCigna Lifestyle Protection Accident Care Plan (Eligibility Criteria)

- Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
- Sum Insured: INR 50
- 000 - 10 Crores
- Accidental injury/death: Day 1
Individual and Family Health Insurance
ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...
Unique Features
- Know About the Plan & its Variants
- Explore the Features & Eligibility
- Inclusions and Exclusions
ManipalCigna ProHealth Plan (Pros)

- Pre-hospitalisation
- Post-hospitalisation
- Unlimited teleconsultation
- Daily hospitalcash
- SI restoration benefit
ManipalCigna ProHealth Plan (Cons)

- Obesity weight control
- Change of gender treatments
- Breach of law
ManipalCigna ProHealth Plan (Other Benefits)

- Cashless claim settlement
- AYUSH treatment
- Trusted insurance provider
ManipalCigna ProHealth Plan (Eligibility Criteria)

- Min entry age: 91 days
- Max entry age: Unlimited
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...
Unique Features
- Boost Your Health Coverage
- Eligibility Criteria and Features
- Inclusions & Exclusions
ManipalCigna Super Top-up Plan (Pros)

- AYUSH treatment
- Modern treatment cover
- Organ donor expenses
ManipalCigna Super Top-up Plan (Cons)

- Maternity cover
- Global cover
- No OPD cover
- Domiciliary care unavailable
ManipalCigna Super Top-up Plan (Other Benefits)

- In-patient hospitalization
- Pre & post-hospitalization
- Daycare procedures cover
ManipalCigna Super Top-up Plan (Eligibility Criteria)

- Entry age: 18 years to no age bar
- Policy term: 1/2/3 years
- Initial waiting period: 30 days
- SI: 3 to 30 Lakhs
Individual and Family Health Insurance
Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...
Unique Features
- Know About the Plan & its Variants
- Explore the Features & Eligibility
- Inclusions and Exclusions
ManipalCigna Lifetime Health Plan (Pros)

- Covers the treatment cost of HIV/AIDS and STD
- Covers mental illness
- You can opt for global coverage
ManipalCigna Lifetime Health Plan (Cons)

- Vaccination not covered
- IVF treatment not covered
- Air ambulance not covered
ManipalCigna Lifetime Health Plan (Other Benefits)

- You can opt for deductibles
- Air ambulance covered
- Domestic and international coverage
ManipalCigna Lifetime Health Plan (Eligibility Criteria)

- Min entry age: 18 Years
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 3 Crore
Individual and Family Health Insurance
ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...
Unique Features
- Comprehensive coverage
- High sum insured
- Customized benefits
ManipalCigna ProHealth Prime Plan (Pros)

- Annual health check up
- Domestic second opinion
- Switch off benefit
- Premium waiver benefits
- OPD expense covered
ManipalCigna ProHealth Prime Plan (Cons)

- Optional deductibles
- 10% co-payment
- PED 2-year waiting period
- Long waiting period
ManipalCigna ProHealth Prime Plan (Other Benefits)

- Domiciliary hospitalisation
- Air ambulance cover
- Cumulative bonus booster
- CI add on cover
- SI restoration
ManipalCigna ProHealth Prime Plan (Eligibility Criteria)

- Min entry age: 91 days
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Group Health Insurance
ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...
Unique Features
- Avail Critical Illness Cover
- High Sum Assured
- Optional Covers
ManipalCigna Pro Health Group Plan (Pros)

- Avail Critical Illness Cover
- High Sum Assured
- Optional Covers Available
ManipalCigna Pro Health Group Plan (Cons)

- Injuries due to unlawful activities
- Obesity
- Cosmetic surgery
- Injuries due to illegal activities
- Illness due to radiation exposure
ManipalCigna Pro Health Group Plan (Other Benefits)

- Donor expenses cover
- AYUSH treatment cover
- Daily Cash Benefits
- Critical illness cover
- Personal accident cover
ManipalCigna Pro Health Group Plan (Eligibility Criteria)

- Min entry age: Day 1
- Max entry age: 65 Years
- Initial Waiting Period: 30 Days
- Sum Insured: Up to 1 Cr
Individual and Family Health Insurance
ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...
Unique Features
- CI Cover
- Eligibility & Features
- 30 CI Cover
Critical Care Plan (Pros)

- 15 or 30 major illnesses
- Medical second opinion
- Online wellness program
Critical Care Plan (Cons)

- No daily cash benefit
- In-patient hospitalization
- OPD unavailable
- Daycare procedures
Critical Care Plan (Other Benefits)

- Basic & advanced add-on cover benefits
- Organ donor expenses
Critical Care Plan (Eligibility Criteria)

- Entry age: 18 to 65 years
- SI: 1 L to 25 Cr
- Policy term: 1/2/3 years
- Waiting period: 90 days
Individual and Family Health Insurance
'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...
Unique Features
- Comprehensive coverage
- High sum insured
- Customized benefits
ManipalCigna Sarvah Plan (Pros)

- Coverage for major illness
- Reduced waiting period for pre-existing diseases
- Unlimited restoration
- Surplus benefits
ManipalCigna Sarvah Plan (Cons)

- Maternity benefit not covered
- No global coverage
- Daily hospital cash not covered
ManipalCigna Sarvah Plan (Other Benefits)

- Tatkal benefit
- Comprehensive personal accident cover
- Gullak and Sarathi benefits
ManipalCigna Sarvah Plan (Eligibility Criteria)

- Entry Age -91 days
- Maximum Entry Age - No Limit
- SI - Up to 3 Crore
- Waiting Period - 30 days
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Reviewed By: Raj Kumar
With over 12 years of rich experience in the BFSI domain, with a specialisation in Life and Health Insurance, I have played a pivotal role in simplifying the insurance-buying process and delivering unparalleled service.