Manipal Cigna
vs
Aditya Birla

ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...

Unique Features

• Avail Add-On Covers
• Optional Benefits Available
• High SI Options

• Newborn Baby and Maternity Cover
• Health Maintainance Benefit
• AYUSH Cover

• Compassionate travel
• Vaccination expenses
• E-consultation

• Daycare treatment
• Domiciliary treatment
• OPD cover

• Entry age: 18 years to No limit
• SI: 2.5 L to 50 L
• Initial waiting period: 30 days
• Policy term: 1/2/3 years

The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...

Unique Features

• Suitable for New Couples
• Family Planning Coverage
• Maternity & Newborn Cover

• Maternity & new-born benefits
• Modern treatment
• 500+ daycare procedures
• Listed critical illnesses

• IVF not covered
• E-consultation
• Compassionate travel

• Organ donor expenses
• Worldwide coverage
• In-patient hospitalization
• Out-patient hospitalization

• Entry age: 18 years to No max limit
• SI: 4.5 L to 50 L
• Initial waiting period: 30 days
• Policy term: 1/2/3 years

We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...

Unique Features

• Modern treatment cover
• Low waiting periods
• Room category flexibility

• Daily cash for shared accommodation
• Air ambulance
• Domestic second opinion
• Unlimited 100% SI restoration

• OPD cover
• Maternity and newborn cover
• Compassionate travel

• Any room upgradation
• Unlimited SI restoration
• PEDs waiting period reduction
• Domestic second opinion (Elite)

• Entry age: 56 to 75 years
• SI: 3 to 50 Lakhs
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...

Unique Features

• 360 Degree Family Coverage
• Additional Wellness Programs
• OPD Charges Covered

• Bariatric surgery
• Maternity coverage
• Newborn baby cover
• Daily cash benefits

• Compassionate travel
• Copayment unavailable
• Sub-limits not applicable

• Air ambulance cover
• OPD available
• Domiciliary hospitalization

• Entry age: 18 years to no max limit
• SI: 5 L to 1 Cr
• Policy term: 1/2/3 years
• Initial waiting period: 30 days

A gift of better healthcare for the golden years of life! The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of yo...

Unique Features

• Modern treatment cover
• Flexible health check-ups
• Air ambulance cover

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor expense coverage

• Cataract not covered
• Sports injury cover
• Cosmetic treatment unavailable
• Baldness not covered
• Higher co-pays applicable

• AYUSH treatment cover
• Second e-opinion covered
• Multiple discounts available
• OPD add-on cover available
• COVID-19 treatment cover

• Entry age - 56 - 75 years
• SI - INR 5 - 50 Lakhs
• Waiting Period - 30 days

"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...

Unique Features

• Customizable health benefits
• High-value covers
• Health reward discounts

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor cover

• Adventure sport injuries
• Cosmetic treatment
• Alcoholism/drug abuse
• Self-inflicted injury

• Optional covers
• Add-ons available
• Unlimited benefits up to SI
• Bariatric surgery cover
• AYUSH treatment cover

• Child Entry age - 91 days - 25 Years
• Adult Entry Age- 18 Years- No Limit
• SI - INR 3 Lakhs - 1 Crore
• Waiting Period - 30 days

“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...

Unique Features

• Choose any hospital room
• Affordable premiums
• Healthcare inflation protection

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• AYUSH hospitalization

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• Maternity not covered
• Newborn baby cover NA

• Organ donor cover
• Discounts on premium
• 30 days grace period
• Deductible options

• Entry Age - 91 days
• Max Entry Age - No Limit
• SI - 1 - 30 Lakhs
• Waiting Period - 30 Days

ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don't prio...

Unique Features

• Worldwide emergency cover
• Premium waiver benefit
• Covers 36 listed critical illnesses

• Global cover
• Modern treatment
• Second medical opinion

• OPD cover
• Maternity benefits
• Newborn baby cover

• In-patient hospitalization
• Daycare procedures
• Organ donor cover

• Entry age: 18 to 70 years
• SI: 3 to 15 Lakhs
• Waiting period: 30 days
• Policy term: 1/2/3 years

ManipalCigna ProHealth Select - A health insurance plan that extends coverage in times of need. Life's unpredictable emergencies require your financia...

Unique Features

• Customizable policy
• Reassurance/Premium waiver
• High SI options available

• Room rent
• ICU charges
• Pre and post-hospitalisation
• OPD charges

• Investigation & evaluation
• Rest/cure/rehabilitation and respite care
• Obesity/weight control
• Dental treatment

• Cataract
• No claim bonus
• Automatic restoration

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 25 L

Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...

Unique Features

• Daily hospital cash benefit
• Worldwide cover option
• Multiple discounts available

• Comes in 2 variants
• Sickness hospital cash benefits
• ICU cash benefit
• Worldwide cover

• Breach of law
• Suicide or an attempt to commit suicide
• Alcoholism or drug abuse
• Contamination from Nuclear fuel or radiation

• Option to choose coverage period
• Family discount
• Online renewal discount
• Long-term discount

• Entry age- 91 days to 65 years
• Coverage period- 60/90/180 days
• Sum Insured- INR 500-5000

Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...

Unique Features

• AYUSH treatment cover
• Covers modern treatments
• Affordable & available for all

• Room rent covered
• ICU charges
• Pre-hospitalisation
• Daycare treatment

• Breach of law
• Hazardous or adventure sports
• Contamination from Nuclear fuel/radiation
• Unproven treatments

• AYUSH treatment
• Modern treatment
• Cataract

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 10 L

Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...

Unique Features

• Lump sum payout
• Dependent children cover
• Loss of income benefit

• Accidental death covered
• Permanent total disability
• Education fund
• Emergency ambulance cover

• Any PEDs
• Suicide or an attempt at suicide
• Intentional self-injury
• Breach of law

• Burns cover
• Broken bones benefit
• Temporary total disability

• Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
• Sum Insured: INR 50
• 000 - 10 Crores
• Accidental injury/death: Day 1

ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...

Unique Features

• Know About the Plan & its Variants
• Explore the Features & Eligibility
• Inclusions and Exclusions

• Pre-hospitalisation
• Post-hospitalisation
• Unlimited teleconsultation
• Daily hospitalcash
• SI restoration benefit

• Obesity weight control
• Change of gender treatments
• Breach of law

• Cashless claim settlement
• AYUSH treatment
• Trusted insurance provider

• Min entry age: 91 days
• Max entry age: Unlimited
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...

Unique Features

• Boost Your Health Coverage
• Eligibility Criteria and Features
• Inclusions & Exclusions

• AYUSH treatment
• Modern treatment cover
• Organ donor expenses

• Maternity cover
• Global cover
• No OPD cover
• Domiciliary care unavailable

• In-patient hospitalization
• Pre & post-hospitalization
• Daycare procedures cover

• Entry age: 18 years to no age bar
• Policy term: 1/2/3 years
• Initial waiting period: 30 days
• SI: 3 to 30 Lakhs

Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...

Unique Features

• Know About the Plan & its Variants
• Explore the Features & Eligibility
• Inclusions and Exclusions

• Covers the treatment cost of HIV/AIDS and STD
• Covers mental illness
• You can opt for global coverage

• Vaccination not covered
• IVF treatment not covered
• Air ambulance not covered

• You can opt for deductibles
• Air ambulance covered
• Domestic and international coverage

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 3 Crore

ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...

Unique Features

• Comprehensive coverage
• High sum insured
• Customized benefits

• Annual health check up
• Domestic second opinion
• Switch off benefit
• Premium waiver benefits
• OPD expense covered

• Optional deductibles
• 10% co-payment
• PED 2-year waiting period
• Long waiting period

• Domiciliary hospitalisation
• Air ambulance cover
• Cumulative bonus booster
• CI add on cover
• SI restoration

• Min entry age: 91 days
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...

Unique Features

• Avail Critical Illness Cover
• High Sum Assured
• Optional Covers

• Avail Critical Illness Cover
• High Sum Assured
• Optional Covers Available

• Injuries due to unlawful activities
• Obesity
• Cosmetic surgery
• Injuries due to illegal activities
• Illness due to radiation exposure

• Donor expenses cover
• AYUSH treatment cover
• Daily Cash Benefits
• Critical illness cover
• Personal accident cover

• Min entry age: Day 1
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...

Unique Features

• CI Cover
• Eligibility & Features
• 30 CI Cover

• 15 or 30 major illnesses
• Medical second opinion
• Online wellness program

• No daily cash benefit
• In-patient hospitalization
• OPD unavailable
• Daycare procedures

• Basic & advanced add-on cover benefits
• Organ donor expenses

• Entry age: 18 to 65 years
• SI: 1 L to 25 Cr
• Policy term: 1/2/3 years
• Waiting period: 90 days

'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...

Unique Features

• Comprehensive coverage
• High sum insured
• Customized benefits

• Coverage for major illness
• Reduced waiting period for pre-existing diseases
• Unlimited restoration
• Surplus benefits

• Maternity benefit not covered
• No global coverage
• Daily hospital cash not covered

• Tatkal benefit
• Comprehensive personal accident cover
• Gullak and Sarathi benefits

• Entry Age -91 days
• Maximum Entry Age - No Limit
• SI - Up to 3 Crore
• Waiting Period - 30 days

Aditya Birla Cancer Secure health plan is a health insurance plan designed specifically for cancer patients protecting them financially from all three...

Unique Features

• Upto 1 Cr SI
• Minimum Survival Period
• All Cancer Stages Covered

• Covers 3 stages
• 150% of SI
• 10% of no claim bonus
• High SI
• Lump sum payout

• Illness due to intoxicants
• Obesity treatment unavailable
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Wellness coach
• Second e-opinion
• Short survival period
• Upto 1 Cr SI
• Hospitalization Expense

• Entry Age- 18 Years
• Max Entry Age- 65 Years
• SI- 5L to 1 Cr
• Waiting Period- 90 days

Aditya Birla Activ Secure Personal Accident Plan is designed to protect you and your family in case of any unforeseen incident. Activ secure personal ...

Unique Features

• Up to 20 Cr SI
• 11 Optional Covers
• Avail Wellness Benefit

• Total and partial disability cover
• Accidental death cover
• No claim bonus
• Ambulance cover
• Education benefit

• Illness due to intoxicants
• Obesity treatment unavailable
• Hazardous activity not covered
• Cosmetic surgery unavailable

• Income cover
• Loan protect cover
• Orphan benefits
• Compassionate visit
• Coma benefit

• Entry age- 5 years
• Max entry age- 65 years
• SI- 30L
• Waiting period- 30 days

Aditya Birla Platinum Enhanced Plan offers unique healthcare benefits to insured individuals such as health insurance protection with wellness benefit...

Unique Features

• Critical Illness Cover
•  Health Coach
•  SI Up to 2 Crores

• Earn 100% health returns
• Cover for dental consultations
• Modern treatment cover
• Wellness coach
• Mental illness cover

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Chronic management program
• Premium waiver benefit
• Reload of SI
• Road ambulance cover
• Second e-opinion

• Entry age- 90 days
• Max entry age- 45
• SI- 1L to 1 Cr
• Waiting period- 30 days

Aditya Birla Activ Fit Plan is designed to provide quality medical coverage to young individuals. The plan not only provides medical coverage but als...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Provides health reward for keeping yourself healthy
• gives optional benefits
• Get maternity expense benefits

• Does not cover air ambulance
• No coverage for global treatment

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Entry Age - 18
• Maximum Entry Age - 65
• SI -4-25 Lakh
• Waiting Period - 30 days

Aditya Birla Activ Secure Critical Illness Plan is designed to cover your financial losses due to any treatment for critical illness. The plan has wid...

Unique Features

• 64 Critical Illnesses Covered
• Replace Loss of Income
• Short Survival Period

• 64 Critical Illnesses Covered Replace
• Loss of Income
• Short Survival Period

• Does not cover maternity
• Does not cover any congenital illness
• Does not cover any evaluation purposes

• The sum insured of this plan is of up to 1 Cr
• It comes in three different variants - Plans 1/ 2/ 3 with specific coverage options

• Min- 5 years
• Max- 65 years

Growing old comes with several complications related to our health, at times. It's so natural that nobody could deny accepting the complications and s...

Unique Features

• 360 degrees support to seniors
• Cashless home treatment
• 586 category of daycare procedures

• 360 degrees support to seniors
• Cashless home treatment
• 586 category of daycare procedures

• Does not cover modern treatments
• Vaccinations not covered
• Compassionate travel not covered

• Tax benefits
• Advanced health check-up
• Optional room upgrade facility

• Min- 55 years
• Max- 80

Aditya Birla Activ One Plan benefits include: Health returns Health assessment Daycare treatments No capping on hospitalization expenses Mental illne...

Unique Features

• Health Rewards
• Avail Multiple Discounts
• Optional Covers Available

• Chronic illness covered
• double coverage

• Daily hospital cash not covered
• OPD charges not covered
• Maternity not covered

• Initial waiting period 30 years

The Activ Health Platinum Premiere plan is one of the variants of the Aditya Birla Activ Health insurance plan. It safeguards you from health emergenc...

Unique Features

• Mental illness cover
• Physiotherapy
• Critical illness cover

• Annual health check-up
• Pre-hospitalization cover
• Post-hospitalization cover
• Daycare procedure

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports. Maternity (basic cover)
• IVF/sterility treatment

• Organ donor cover
• International coverage
• Optional dental treatment cover
• Air ambulance

• Entry Age - 91 days
• Max Entry Age - 65 Years
• SI - 10 L - 2 Cr
• Waiting Period - 30 Days

What if someone looked after your parents just like you?' Aditya Birla's Active Care Standard plan does that for your parents. This is one of the plan...

Unique Features

• Cashless home treatment
• Optional lifestyle support
• 586 daycare procedures

• In-patient hospitalisation
• Daycare treatment
• Domiciliary hospitalisation
• Sum insured restoration
• Organ donor expense coverage

• Sports injury not covered
• Cosmetic treatment unavailable
• Baldness not covered
• Higher co-pay applicable

• AYUSH treatment cover
• Second e-opinion covered
• Multiple discounts available
• COVID-19 treatment cover

• Entry age - 55 - 80 years
• SI - INR 3 - 10 Lakhs
• Waiting Period - 30 days
• No. of insured (floater)- self & spouse

Raho Fit to Get Benefits! Ye hai #FitnesskaUltimateInfluencer You can earn with the Aditya Birla Activ Fit Plus plan and become wealthy! YES, you hear...

Unique Features

• Stay fit & get rewarded
• Travel protection cover
• Unlimited SI refill

• Pre-hospitalization cover
• Post-hospitalization cover
• Modern treatment cover
• Organ donor cover

• Obesity/ weight control
• Change of gender treatments
• Hazardous or adventure sports
• External providers
• Beauty/cosmetic treatment

• 10-50-100 benefits
• Activ Health App
• Binge SI refill
• Premium back option
• Super no-claim bonus

• Entry Age - 91 days
• Max Entry Age - 45 years
• SI - 5 L - 1 Cr
• Waiting Period - 30 Days

When you have access to everything global, why should your healthcare be any different? To cater to your global healthcare services requirements, the ...

Unique Features

• 16 major illness cover
• International second e-opinion
• Worldwide cashless treatment

• In-patient treatment cover
• Post-hospitalization cover
• Accommodation expenses
• Travel expenses cover

• Floater option not available
• Change of gender treatments
• Alcoholism/drug use cover
• Hazardous or adventure sports
• Maternity not covered

• No age bar for renewability
• Organ donor cover
• Long-term discounts
• PEDs post-waiting period
• Multi-individual plan benefit

• Entry Age - 91 days
• Max Entry Age - 65 Years
• SI - Up to 6 Cr
• Waiting Period - 30 Days

Isn't it right to have a health insurance policy that provides all-time healthcare accessibility for you and your family and doesn't drain out your al...

Unique Features

• All daycare procedures
• Covers AYUSH treatment
• Cataract expenses covered

• All daycare procedures
• AYUSH treatment
• Cataract expenses covered

• Domiciliary hospitalisation
• OPD charges
• Automatic restoration

• Covid-19 coverage
• Hospitalisation covered
• Affordable premiums

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 5 L

Is there a health plan that covers exceeding medical expenses without letting you worry about its limit? Well, Aditya Birla Activ Assure Diamond does!...

Unique Features

• International/domestic emergency
• 586 daycare procedures
• Health and wellness discounts

• Cover for hospitalisation expenses like COVID-19
• Home treatment expenses
• Over 586 daycare procedures covered

• Daily hospital cash not covered
• No maternity cover
• Modern treatment not covered
• E-consultatin not covered

• International/domestic emergency cover
• 586 daycare procedures covered
• Health and wellness discounts

• Min entry age: 18 Years
• Max entry age: 65 Years
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 1 Cr

Activ Health Platinum, a health product by Aditya Birla Health Insurance Company is a health insurance plan designed to look after the healthcare need...

Unique Features

• Explore the Eligibility Criteria
• Key Features of the Plan
• Inclusions & Exclusions

• Post hospitalisation physiotherapy
• Health coach benefit
• One premium waiver
• Health assessment
• Chronic management program

• Illness due to intoxicants
• change of gender treatment
• Hazardous activity not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• Road ambulance cover
• No claim bonus
• Critical illness cover
• Domiciliary hospitalisation
• Super reload of SI

• Entry age- 91 days
• Max entry age- 65 years
• SI- 10L to 2 Cr

Aditya Birla Activ Health Platinum Essential Plan is your best friend if you are looking for a health insurance cover that protects you against chroni...

Unique Features

• Chronic Management Care
• Wellness Benefits
• COVID-19 Cover

• Health returns cover
• Chronic management program
• Mental illness cover
• Home care treatment
• Obesity treatment

• Illness due to intoxicants
• Change of gender treatment
• Hazardous activities not covered
• HIV/AIDS not covered
• Cosmetic surgery unavailable

• AYUSH treatment cover
• Road ambulance cover
• Health check-up program
• International cover
• Critical Illness cover

• Entry age- 91 days
• Max entry age- No age limit

A plan that covers you and your extended family. Imagine getting a health insurance plan for you and your family. With family, I mean: Your spouse ...

Unique Features

• Covers extended family
• HealthReturn benefits
• 6X benefits by 6th year

• Cover your extended family
• High sum insured options
• 30 days waiting period

• Maternity expenses
• Non-medical expenses
• Sterlity and infertility treatment

• Mental illness hospitalisation
• AYUSH treatment covered
• Obesity treatment
• Day care treatment

• Min entry age: 18 Years
• Max entry age: No limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 2 Cr

A plan designed for every lifestyle. What if I told you that there is a health insurance plan that gives coverage according to your lifestyle? Yes, Ad...

Unique Features

• Chronic diseases covered from day 1
• HLTH meter
• HealthReturn program

• Non-medical expenses covered
• Mental illness covered
• Obesity treatment
• Home healthcare
• AYUSH treatment

• Investigation and evaluation
• Rest cure rehabilitation and respite care
• Sterlity and infertility

• Organ donor expenses
• annual health check-up
• Chronic care

• Min entry age: 18 Years
• Max entry age: No Limit
• Initial Waiting Period: 30 Days
• Sum Insured: Up to 6 Cr